Privacy Notice · 私隱通知
How SteadyStep stores, uses and minimizes information.
English
This pre-release notice reflects the current implementation. Paid automated reports remain disabled until the final processor facts and launch-market review are recorded. The notice will be updated before that processing is enabled.
Who operates SteadyStep
SteadyStep is operated by Hanghang Yu, an individual developer based in mainland China. Privacy questions can be sent to steadystep@yeah.net.
Information stored in the app
Debt, income, expense, repayment and completed-report records are stored on your device and, when iCloud is available, in your private iCloud database. SteadyStep does not operate a public profile or advertising account for free users.
Paid account and purchase information
Free planning does not require a SteadyStep account. For purchases, restoring paid access and report requests, Sign in with Apple associates App Store transaction, entitlement, consent, job-status and deletion metadata with a pseudonymous membership record. Payment-card information is handled by Apple and is not received by SteadyStep.
Automated report processing
When you explicitly request a complete report, SteadyStep temporarily sends an encrypted snapshot to its server. Deterministic software calculates balances, interest, dates, repayment order and all other numeric claims. The planned third-party processor is DeepSeek V4 Pro in mainland China. It receives qualitative classifications, requested language, fixed action and warning codes, and temporary debt aliases—not raw balances, income, rates, payment amounts, lender names, persistent debt identifiers, Apple or device identifiers, free-form notes or your IP address.
Production processing will not be enabled until the actual retention, deletion, training, human-review, subprocessor and transfer arrangements are finalized and disclosed in both this notice and the in-app consent screen.
Purpose and retention
Information is used to provide app functions, verify purchases, enforce report allowances, secure the service, handle deletion and support requests, and comply with legal obligations. Temporary report content is designed to be deleted after the app acknowledges receipt or automatically within 24 hours. Limited transaction, entitlement, consent, security and job metadata may be retained as needed for fraud prevention, accounting, refunds, service integrity and law.
Your choices
You can use free features without a SteadyStep account, decline automated processing, sign out without deleting local data, delete your SteadyStep membership, or separately delete app financial records and reports. You may contact us to ask about access, correction, deletion or other applicable privacy rights.
Security, children and changes
SteadyStep uses TLS, Keychain storage, signed transaction verification, encrypted temporary payloads, access controls and retention limits. No system is completely secure. SteadyStep is not designed for children. If you are below the age at which you can consent to data processing or contracts where you live, use SteadyStep only with permission from a parent or legal guardian. Do not request a paid automated report unless the parent or guardian has authorized the purchase and processing where required. SteadyStep does not ask for a date of birth, and free planning does not transmit financial records to SteadyStep. Material changes will be reflected here and, where required, through renewed in-app consent.
繁體中文
本發佈前通知反映目前實作狀態。正式處理商資料及首發市場審查完成前，付費自動化報告保持關閉；啟用前會更新本通知。
營運者
穩行計劃由位於中國內地的個人開發者 Hanghang Yu 營運。私隱問題可電郵至 steadystep@yeah.net。
儲存在 App 內的資料
債務、收入、支出、還款及已完成報告儲存於你的裝置，並在 iCloud 可用時儲存於你的私人 iCloud 資料庫。穩行計劃不會為免費使用者建立公開個人檔案或廣告帳戶。
付費帳戶與購買資料
免費規劃無須建立穩行計劃帳戶。購買、恢復付費權益及申請報告時，「透過 Apple 登入」會將 App Store 交易、權益、同意、任務狀態及刪除中繼資料與假名化會員記錄關聯。付款卡資料由 Apple 處理，穩行計劃不會收到。
自動化報告處理
當你明確申請完整報告時，穩行計劃會暫時將加密快照傳送至伺服器。餘額、利息、日期、還款次序及其他數字均由確定性程式計算。計劃中的第三方處理商為位於中國內地的 DeepSeek V4 Pro。其接收定性分類、要求的語言、固定行動與警示代碼及臨時債務別名，不會收到原始結餘、收入、利率、還款金額、貸款方名稱、持久化債務識別碼、Apple 或裝置識別碼、自由筆記或你的 IP 位址。
在實際保留、刪除、訓練、人工審閱、分處理商及跨境安排完成並同時於本通知和 App 內同意頁披露前，不會啟用正式處理。
用途與保留
資料用於提供 App 功能、驗證購買、執行報告額度、保障服務安全、處理刪除和支援請求，以及履行法律義務。臨時報告內容設計為在 App 確認收到後刪除，或最遲於 24 小時內自動刪除。為防止詐騙、會計、退款、服務完整性或遵守法律要求，有限的交易、權益、同意、安全及任務中繼資料可能需要保留。
你的選擇
你可以在沒有穩行計劃帳戶的情況下使用免費功能、拒絕自動化處理、登出而不刪除本機資料、刪除穩行計劃會員帳戶，或另行刪除 App 內的財務記錄與報告。你可聯絡我們提出查閱、更正、刪除或其他適用私隱權利請求。
安全、兒童與變更
穩行計劃使用 TLS、Keychain 儲存、已簽署交易驗證、加密臨時資料、存取控制及保留期限。任何系統均不能保證絕對安全。穩行計劃並非為兒童而設。未達所在地可自行同意資料處理或訂立合約年齡的使用者，只應在父母或法定監護人允許下使用。需要時，父母或監護人亦須先批准購買及相關處理，才可申請付費自動化報告。穩行計劃不會要求出生日期，而免費規劃不會把財務記錄傳送給穩行計劃。重大變更會在此更新，並在需要時重新取得 App 內同意。