Debt planning, without judgment

See when you could be debt-free—and what to pay next.

Compare debt snowball and avalanche strategies, follow a clear repayment order and track what you actually paid. Your free plan stays private on your device and iCloud.

比較債務雪球法與雪崩法,查看清晰的還款次序,並追蹤實際付款。免費計劃保留於你的裝置與 iCloud 私有空間。

01

Plan with clear rules

Review cash flow, estimated interest, payoff timing and repayment order calculated by SteadyStep—not generated by a language model.

以清晰規則計算現金流、預計利息、還清時間與還款次序。

02

Track real repayments

Keep actual payments separate from projections and update balances only from information you provide.

將實際付款與預計付款分開保存,只依照你提供的資料更新結餘。

03

Keep reports with you

Complete reports are generated on your device, stay in private app storage and iCloud when available, and can be exported locally as PDF files.

完整報告在裝置上產生,保留於 App 私有儲存及可用的 iCloud,並可在本機匯出 PDF。

Our product principle

Numbers come from code. Explanations remain explanations.

Complete-report numbers and explanations are generated by reviewed, deterministic on-device rules. SteadyStep is a planning and educational tool, not a lender, debt-relief service, financial adviser or legal adviser.